Why Students Need Medical Insurance while Traveling Abroad for Studies
Features of a Student Medical Travel Insurance
- Comes with distinctive attributes like auto-renewal facilities, policy extension, etc.
- Helps to cover expenses like accidents, hospitalization, medical emergencies, etc.
Reason for Getting a Student Medical Travel Insurance
- Hospitalization can be too expensive in foreign countries.
- A Student's Medical Travel Insurance covers unexpected medical expenses and reduces the burden on students.
Countries that Declare it Mandatory
- Most countries need students to have a Student Medical Insurance Policy.
- Countries, where Student Insurance is obligatory for different universities, are Canada, Australia, UAE, Hong Kong, USA, South Korea, etc.
Criteria for Choosing a Plan
- Pliability and size of the sum insured
- Claim settlement procedure and track data/log
- Link-up with hospitals nearby to the campus
- Other medical benefits
Choose between two types of Plans
- Type 1 - International Student Medical Insurance policy: Invest before moving out of India.
- Type 2 - Student Medical Insurance: Provided by the respective universities abroad.
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