Live an effortless life with our General Insurance plans.

General Insurance

HDFC Sales brings to you a variety of General Insurance Plans and Policies provided by HDFC ERGO. We relentlessly work towards providing hassle-free and efficient insurance services to our customers, whatever be their need. We offer tailor-made solutions with unmatchable features and service standards related to Motor Insurance, Health Insurance, Travel Insurance, and so on.

Stay secure on the road with HDFC ERGO's Motor Insurance Policy that covers your vehicle against damages, theft and third party liabilities, and comes with personal accident cover as well. Avail cashless claim services at over 7500+ authorised garages across the country with our Motor Insurance policies. Enjoy comprehensive support through our dedicated Customer Support team and Claims team, and enjoy a host of offers and discounts on buying a Motor Insurance Policy with HDFC ERGO.

2 Wheeler Insurance
4 Wheeler Insurance

Terms & Condition Applicable*

HDFC Ergo's my:health Suraksha is a uniquely designed health insurance plan that covers in-patient treatments, Pre & Post Hospitalisation expenses, 586 day-care procedures, Mental Healthcare, Home Healthcare, Alternative Treatments, Recovery Benefit, organ donor expenses and many more. The plan has no sub-limits on specific diseases, hospital room rent, hospital charges and even doctor fees.

The policy offers a coverage period of 1, 2 and 3 years. One also has the option of choosing between an Individual Sum Insured basis and Family Floater basis. Avail 10% Cumulative Bonus and free health check-upon every year. Enjoy a Tax Benefit U/s 80D subject to change in tax laws and even avail a 10% family discount if two or more members are covered under the same policy on Individual Sum Insured Basis.

Get access to +10,000 network hospitals for availing cashless hospitalisation and a host of wellness offers with HDFC ERGO's my:health Suraksha Plan.

Silver Smart
Your health has always been our top priority! We at HDFC ERGO take privilege to launch our new health plan, my:health Suraksha - Silver Smart, which aims at giving you a protection against soaring medical expenses. Designed with a robust thought and a strong base coverage, my:health Suraksha - Silver Smart, is a delight for individual, families and senior citizens looking for the right health cover ranging from 3 lacs to 5 lacs.

Gold Smart
Serving your health care needs over a decade, we at HDFC ERGO now understand your medical requirements. Hence, keeping in mind your growing need to secure exhaustive medical contingencies, we’ve launched my:health Suraksha - Gold Smart a health insurance plan which suits everyone. By settling **90% cashless claims in less than 20 minutes, HDFC ERGO knows the importance of time. Designed with a robust thought and a strong base coverage, my:health Suraksha - Gold Smart is a delight for individual, families and senior citizens looking for the right health cover.

Platinum Smart
Just when you thought your health care cover may not suffice the growing medical expenses, we’ve come up with my:health Suraksha - Platinum Plan. It offers a higher cover of upto 75 lacs to ensure you are never underinsured. Designed with a robust thought and a strong - base coverage, my:health Suraksha - Platinum Plan is a delight for individual & families looking for the right health cover

Note: Multiple sum insured options ranging from 1 Lac to Rs 5 Cr available under my: health Suraksha

Silver Smart Plan
Gold Smart Plan
Platinum Smart Plan

Terms & Condition Applicable*

HDFC ERGO's Medisure Super Top Up Insurance is a Health Insurance policy that works alongside your current / base health insurance policy. The plan offers to enhance a larger coverage at an affordable premium. One can opt to buy the policy despite having an existing health insurance policy.

HDFC ERGO's Medisure Super Top Up covers in-patient treatments, pre and post-hospitalisation expenses, unlimited day-care procedures. The plan has lifelong renewability and offers constant premium at the age of 61 years and above. The Sum Insured ranges from 6 Lacs to 20 Lacs with aggregate deductibles being 4 Lacs or 5 Lacs.

The policy offers a 6 hours response on every cashless claim or we pay the penalty. Enjoy a Tax Benefit U/s 80D subject to change in Tax laws and even avail a 10% family discount if three or more members and 5% discount over long term policy of 2 years are covered under the same policy on Individual Sum Insured Basis.

Get access to 10,000+ network hospitals for availing cashless hospitalisation and a host of wellness offers with HDFC ERGO's Medisure Super Top Up.

Terms & Condition Applicable*

Few things in life matter as much as your home. And purchasing your dream home may have been the biggest investment you ever made. It is critical to safeguard such a priced investment from unforeseen risks like – fire, lightning, explosion, strikes, malicious damage, threats like theft and burglary, etc.

With HDFC ERGO's Home Insurance policy you can ensure the trusted protection for your home.

Terms & Condition Applicable*

At HDFC ERGO we relentlessly work towards providing hassle-free and efficient insurance services to our customers. And when it comes to Travel Insurance, HDFC ERGO is the name you can bank upon. Be it a frequent traveller or a novice, be it travelling with your family or for business, we have your back!

Whether you happen to lose your baggage or passport or you need any kind of medical support, our Travel Insurance policy will make sure that you get 24x7 assistance when you are away from home. The plan offers cashless hospitalisation, instant policy issuance with no medical check-ups.

Terms & Condition Applicable*

A home is the place of innumerable memories, and safeguarding your home against any eventuality is more than just an investment. Protect your property and priceless possessions against unforeseen events such as fire, lightning, explosion, riots, air craft damage etc.

With HDFC ERGO's Standard Fire and Special Perils Policy, you can ensure the trusted protection for your home. More importantly, it is brought to you by HDFC, a name synonymous with ‘home’ to millions across India, and ERGO, one of the world leaders in non-life insurance solutions.

Terms & Condition Applicable*

HDFC Sales is not an Investment Advisor and does not provide any investment or financial planning advice. The information provided on our website is for informational purposes only and it should not be considered as financial advice. Any external website links are being provided as a convenience and for informational purposes only. HDFC Sales is not responsible for the content of any external site. The detailed terms and conditions as stipulated by the financial service providers for their respective products shall be applicable. Please consider your specific financial requirements and read the terms and conditions in detail before concluding any transaction.

HDFC ERGO's General Insurance Company Limited (Formerly HDFC General Insurance Limited). CIN: U66030MH2007PLC177117. IRDAI Reg. No.146. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Customer Service Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. Customer Service No: 022 - 6234 6234 / 0120 - 6234 6234 | care@hdfcergo.com | www.hdfcergo.com. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed above belongs to HDFC Ltd and ERGO's International AG and used by the Company under license. The above insurance products are underwritten by HDFC ERGO's General Insurance Company Limited.HDFC Sales Pvt. Ltd. (165-166, Backbay Reclamation, H.T. Parekh Marg, Churchgate, Mumbai - 400 020) is a Corporate Agent of HDFC ERGO's General Insurance Company Limited. IRDAI License No.CA0080.

Disclaimer:

HDFC Sales is the Corporate Agent of HDFC ERGO and the product is underwritten by HDFC ERGO. HDFC Sales Pvt.Ltd. (165-166, Backbay Reclamation, H.T. Parekh Marg, Churchgate, Mumbai- 400 020) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No. CA0080.

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