Newer Needs Require More Space

Fulfill Newer Needs, Create More Space with
HDFC Bank Home Extension Loans

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Home Extension Loans

Over the years as you create your own space in life, your family and its needs also grow. A growing family requires an extended house to comfortably accommodate all its requirements. With HDFC Bank’s Home Extension Loans you can now add more space to your home ensuring that all your family needs have an extra room for expression.

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Key Features


Over the years as you create your own space in life, your family and its needs also grow. A growing family requires an extended house to comfortably accommodate all its requirements. With HDFC Bank's Home Extension Loans you can now add more space to your home ensuring that all your family needs have an extra room for expression.

Loans to extend or add space to your home such as additional rooms etc
Simple repayments through monthly instalments
Available for both existing and new customers
Easy and hassle free documentation

Key Features


Over the years as you create your own space in life, your family and its needs also grow. A growing family requires an extended house to comfortably accommodate all its requirements. With HDFC Bank's Home Extension Loans you can now add more space to your home ensuring that all your family needs have an extra room for expression.

Loans to extend or add space to your home such as additional rooms etc
Simple repayments through monthly instalments
Available for both existing and new customers
Loans at Home Loan interest rates
Easy and hassle free documentation

Home Extension Loan Eligibility Details

SELF EMPLOYED PROFESSIONAL (SEP)

  • Doctor
  • Lawyer
  • Chartered Accountant
  • Architect
  • Consultant
  • Engineer
  • Company Secretary, etc.

SELF EMPLOYED NON-PROFESSIONAL (SENP)

  • Trader
  • Commision Agent
  • Contractor etc.

House Extension Loans Benefits

End to End Digital Process

Loan approval in 4 simple steps.

Customised Repayment Options

Tailor-made loans to suit your requirements.

Easy documentation

Apply with minimal documents, save time and effort.

24x7 assistance

Connect with us on Chat, WhatsApp anytime, anywhere

Online loan account

Login to your account to conveniently manage your loan.

Home Extension Loan Eligibility Details



Primary Applicant

  • Age

    18-70 years

  • Profession

    Salaried / Self Employed

  • Nationality

    Resident Indian

  • Tenure

    Up to 20 years

Co Applicants

  • Higher loan eligibility with an earning co-applicant.

Home Extension Loan FAQs

It is a loan to extend or add living space to your home such as additional rooms and floors etc.

Any person who wishes to add space to their existing Apartment/Floor/Row house can avail a Home Extension Loan from HDFC Bank. Existing home loan customers can also avail a Home Extension Loan.

You can avail a Home Extension Loan for a maximum term of 20 years or till your age of retirement ,whichever is lower.

Interest rates applicable on home extension loans do not differ from the interest rates of home loans.

Yes. You are eligible for tax benefits on the principal and interest components of your home extension loan under the Income Tax Act, 1961. As the benefits could vary each year, please do check with our Loan Counselor about the tax benefits which you could avail on your loan.

Security of the loan would generally be security interest on the property being financed by us and / or any other collateral / interim security as may be required by us.

HDFC Bank will disburse your Home Extension Loan in installments based on the progress of construction/renovation as assessed by HDFC Bank.

You can find a checklist regarding documents required and applicable fees & charges on https://www.hdfc.com/checklist#documents-charges

HDFC Bank Home Extension Loans Terms & Conditions

Security

Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by HDFC Bank.

Other Conditions

All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about HDFC Bank’s products and services. For detailed information about  our products and services kindly visit the nearest HDFC Bank branch.

Click here for the Most Important Terms and Conditions pertaining to your loan.

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