Ms. Priyanka Bakshi is the Chief Executive Officer of HDFC Sales Pvt. Ltd. and a highly accomplished professional in the BFSI sector, bringing over 24 years of diverse experience across sales, products and strategic roles. She is known for fostering a culture of innovation, transparency, diversity and excellence.
She began her journey with HDFC Bank in 2004, joining the start-up team of the Mortgages division. Over the years, she has played a pivotal role in building and scaling the LAP business for HDFC Bank, contributing significantly to the growth and evolution of the organization. Her strong leadership and strategic foresight led to her elevation as Business Head - LAS & Education Loans in 2015. In this role, Ms. Priyanka Bakshi spearheaded the launch of industry first innovative products - Digital LAS and Digital LAMF, which recognized the bank for being a pioneer in digital innovation leading to exponential distribution growth.
HDFC Sales Pvt. Ltd. is managed by its Board consisting of eminent persons, professionals who represent various segments including mortgages, finance, taxation, construction, and urban policy & development. The Board primarily focuses on strategy formulation, policy and control, designed to deliver increasing value to the various stakeholders.
Mr. Bhavesh Zaveri is the Executive Director of HDFC Bank and in-charge of Operations & Cash
Management Product. In his current role, he is responsible for Business and Operations
across the country and for creating and delivering a flawless operations execution
capability across the diversified product suite of the Bank to the Corporate, MSME & Retail
verticals including for Asset, for Liabilities and for Transaction Services of Payments &
Cash Management, Trade Finance & Treasury, and ATM Product.
Mr. Zaveri has an overall experience of over 38 years and has headed the critical functions
of Operations, Cash Management and Technology at the Bank. He joined the Bank in 1998 in the
Operations function. He became Business Head – Wholesale Banking Operations in the year 2000
and was appointed as Group Head - Operations in 2009. He assumed additional responsibilities
of the Information Technology function in 2015. In his previous role as Group Head - IT, he
has contributed to the Digital transformation of the Bank by embracing technology to ensure
operational efficiency resulting in improved customer experience across different product
offerings of the Bank.
Mr. Zaveri has also participated in RBI’s Internal Payments Council Meet and was part of the
Umbrella Organization for Payments Committee of 2004 that led to the formation of National
Payment Corporation of India (NPCI). He is the only elected Indian from India on the SWIFT
Scrl Global Board, Brussels. He has been featured twice in the “Who’s Who in Treasury and
Cash Management” by Global Trade Review. He has also been a member of various committees
formed by the Reserve Bank of India and Indian Banks’ Association. He also previously served
on the Board of SWIFT Scrl - Brussels, Swift India Domestic Services Private Limited, The
Clearing Corporation of India Limited, National Payment Corporation of India Limited, Goods
& Service Tax Network Limited, HDB Financial Services Limited and HDFC Securities Limited.
Prior to joining the Bank, Mr. Zaveri worked for Oman International Bank and Barclays Bank.
He holds a Master’s Degree in Commerce from Mumbai University and is a Certified Associate
of the Indian Institute of Bankers.
Mr. Sumant Rampal leads the Mortgages and Home Loans
Business at the Bank and prior to assuming responsibility for these businesses, Mr. Sumant
Rampal
was managing Business Banking, Rural Banking and SLI verticals for the Bank. Under his
leadership, HDFC Bank was acknowledged as the Best SME Bank by SIDBI for FY 2019-2020,
by Asia Money 2021-22, Euro Money 2021-22 and Asia Money 2022-23.
HDFC Bank currently has one of the largest assets under management for the mortgages
business in the Indian banking industry. The mortgages loan book and customer base is
spread across the length and breadth of the country.
HDFC Bank today is one of the largest banks for MSME and Agricultural finance. The Bank is
also one of the largest providers of funding under Government schemes like ECLGS,
CGTMSE, AIF, PMFME, CGFMU, FPO etc. Mr. Sumant Rampal and his team spearheaded the growth
of the MSME and Agriculture lending business in more than 650 districts and 2,25,000
villages of India. The products and services were delivered through a mix of physical and
digital solutions for the Bank’s customers’ needs and for efficiency.
Mr. Sumant Rampal has been a Corporate and Wholesale banker throughout his two-decade career
with the Bank. He joined HDFC Bank in 1999 as a Relationship Manager in the Corporate
Banking division. He managed some of the leading Indian and MNC corporates before
moving to the Mid-Market Group as Regional Head – West and all India Business Head for
Health care vertical. He contributed significantly towards building the Mid-Market Business
vertical and was also involved in its digitisation process.
Mr. Sumant Rampal is an alumnus of the Symbosis Institute of International Business, Pune.
He relaxes by spending time with family, watching movies, and reading books on real stories
and on human behaviour.
Mr. Rajeev Sardana was a Member of Executive Management of Housing Development Finance
Corporation Limited. He worked in the Corporation for 37 years and handled various functions
including Accounting, Member of the Software support team, which was the interface between
IT and users, Development of new products, Regional Business for various states/ zones
across India, Credit risk management and he was heading the Self-Employed Business and Loan
against Property of the Corporation at the time of his retirement in June 2023. At that
time, he was involved in Budgeting exercise for the Corporation, responsible for maintaining
yield on retail loans and formulation of retail lending policies.
After his superannuation on 30th June 2023 and merger of HDFC with HDFC Bank, HDFC Bank
appointed him as a Consultant for one year.
He has been involved in consultancy assignments undertaken by HDFC in various countries
across the world to support and establish their housing finance institutions.
Mr. Sardana was also a Director of HDFC Education and Development Services Private Limited
till October 2024 when the company was taken over by Shiv Nadar Group. In December 2024, he
was appointed as a Non-Executive Independent Director at Poonawalla Fincorp Limited.
He is a member of the Institute of Chartered Accountants of India and an alumnus of Shri Ram
College of Commerce, University of Delhi.
Ms. Simrita Ahluwalia is an accomplished finance professional and educator, with a unique
career spanning corporate finance, strategic leadership, and institution building. An
Electronics Engineer with an MBA in Finance and a CFA charter holder, she brings deep
analytical acumen and a strong understanding of financial systems, capital structures, and
risk governance to the boardroom.
Currently serving as the CEO at The Knowledge Habitat, a chain of progressive K–12
institutions under the visionary leadership of the Shiv Nadar Foundation, Ms. Ahluwalia is
known for her ability to navigate complexity, lead with integrity, and bring a long-term,
values-driven perspective to decision-making. Her experience in managing diverse
stakeholders — from regulators and educators to parents and investors — equips her with a
nuanced understanding of governance in both corporate and mission-led environments.
As a Director, she offers a rare blend of financial expertise, strategic thinking, and a
strong commitment to ethics, transparency, and sustainability — qualities increasingly
critical in today’s evolving business and regulatory landscape.