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EMI stands for Equated Monthly Instalment. Home Loan EMI is the monthly repayment that a borrower should make to repay the home loan as per amortisation schedule.
A Home Loan EMI calculator helps you know the amount of the EMIs that you will need to pay towards your Home Loan and helps make an informed decision. The HDFC Sales Home Loan EMI calculator provides EMI based on inputs provided in real time in three easy steps. Enter the loan amount that you wish to take along with tenure and ROI and you get to know your EMI instantly! You can play around with the loan amount and tenure to find your optimal EMI.
EMI Calculator at HDFC Sales is easy to use, intuitive to understand and is quick to perform.
Use the slider to adjust the values in the EMI calculator form. As soon as the values are changed using the slider, EMI calculator will re-calculate your monthly payment (EMI) amount.
To get further details or to get help with the loan application, an easy Apply Now section is provided. Enter basic details and an executive from HDFC Sales team will help you with all the relevant information.
Calculating EMI helps you to plan your monthly budget and facilitates you with data to decide on the Home Loan amount and tenure you should apply for to manage your expenses better.
Provisions under Income Tax laws allow Indian Nationals to claim Income Tax relief on payments made towards interest and principal of Home Loan.
Part Payments bring down the principal amount, which in turn lowers the interest amount that you have to pay, which results in lower EMI amounts overall.