• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers • Customer Interaction to understand needs, finds solutions within the product range available. • Calculation of Net Present Values of maturing assets using excel sheets or programs. • Knowledge of basic legal documentation involved in an acquisition of a home. • Knowledge of technical fundamentals involved in an acquisition of a home. • Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan • Supervision and performance management of all team members Supervision of all the activities done by Non-sales Staff / coordinators:- • Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators. • Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing. • Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval. • LMS – Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
8 to 10 years
As per industry standard
• Effective communication skills • Analytical & Managerial abilities • Preferably CA • At least 8 years of experience in the credit assessment field • Preferably from home loan industry • Solution orientation, Ability to work under time pressure • Good organization skills • Positive Attitude
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