Live an effortless life with our General Insurance plans.

General Insurance

HDFC Sales brings to you a variety of General Insurance Plans and Policies provided by HDFC ERGO. We relentlessly work towards providing hassle-free and efficient insurance services to our customers, whatever be their need. We offer tailor-made solutions with unmatchable features and service standards related to Motor Insurance, Health Insurance, Travel Insurance, and so on.

Stay secure on the road with HDFC ERGO Motor Insurance Policy that covers your vehicle against damages, theft and third party liabilities, and comes with personal accident cover as well. Avail cashless claim services at over 4600+ authorised garages across the country with our Motor Insurance policies. Enjoy comprehensive support through our dedicated Customer Support team and Claims team, and enjoy a host of offers and discounts on buying a Motor Insurance Policy with HDFC ERGO.

HDFC ERGO’s Health Suraksha is a uniquely designed health insurance plan that covers in-patient treatments, pre-hospitalisation expenses, 144 day-care procedures, domiciliary treatments and organ donor expenses. The plan has no sub-limits on specific diseases, hospital room rent, hospital charges and even doctor fees.

The policy offers a coverage period of 1 and 2 years. One also has the option of choosing between an Individual Sum Insured basis and Family Floater basis. Avail 5% Cumulative Bonus on completion of every claim-free year and reimbursement on health check-ups after completing 4 years of cash-less service. Enjoy a Tax Benefit U/s 80D and even avail a 10% family discount if two or more members are covered under the same policy on Individual Sum Insured Basis.

Get access to 6000+ network hospitals for availing cashless hospitalisation and a host of wellness offers with HDFC ERGO Health Suraksha Plan.

HDFC ERGO Medisure Super Top Up Insurance is a Health Insurance policy that works alongside your current / base health insurance policy. The plan offers to enhance a larger coverage at an affordable premium. One can opt to buy the policy despite having an existing health insurance policy.

HDFC ERGO Medisure Super Top Up covers in-patient treatments, pre- and post-hospitalisation expenses, 144 day-care procedures and expenses for pre-existing diseases. The plan has lifelong renewability and offers constant premium at the age of 61 years and above. The Sum Insured coverage ranges from Rs.3 Lacs to Rs. 20 Lacs, including deductibles.

The policy offers a 6 hours response guarantee on every cashless claim or we pay the penalty. Enjoy a Tax Benefit U/s 80D and even avail a 10% family discount if two or more members are covered under the same policy on Individual Sum Insured Basis.

Get access to 6000+ network hospitals for availing cashless hospitalisation and a host of wellness offers with HDFC ERGO Medisure Super Top Up.

Few things in life matter as much as your home. And purchasing your dream home may have been the biggest investment you ever made. It is critical to safeguard such a priced investment from unforeseen risks like – fire, lightening, explosion, strikes, malicious damage, threats like theft and burglary, etc.

With HDFC ERGO Home Insurance policy you can ensure the trusted protection for your home.

At HDFC ERGO we relentlessly work towards providing hassle-free and efficient insurance services to our customers. And when it comes to Travel Insurance, HDFC ERGO is the name you can bank upon. Be it a frequent traveller or a novice, be it travelling with your family or for business, we have your back!

Whether you happen to lose your baggage or passport or you need any kind of medical support, our Travel Insurance policy will make sure that you get 24x7 assistance when you are away from home. The plan offers cashless hospitalisation, instant policy issuance with no medical check-ups.

A home is the place of innumerable memories, and safeguarding your home against any eventuality is more than just an investment. Protect your property and priceless possessions against unforeseen events such as fire, lightening, explosion, riots, etc.

With HDFC ERGO Standard Fire and Special Perils Policy, you can ensure the trusted protection for your home. More importantly, it is brought to you by HDFC, a name synonymous with ‘home’ to millions across India, and ERGO, one of the world leaders in non-life insurance solutions.

HDFC Sales is not an Investment Advisor and does not provide any investment or financial planning advice. The information provided on our website is for informational purposes only and it should not be considered as financial advice. Any external website links are being provided as a convenience and for informational purposes only. HDFC Sales is not responsible for the content of any external site. The detailed terms and conditions as stipulated by the financial service providers for their respective products shall be applicable. Please consider your specific financial requirements and read the terms and conditions in detail before concluding any transaction.