ONe investment gives you all. Assured returns and Safety.

Fixed Deposits

HDFC Sales brings to you a variety of Fixed Deposit Plans provided by HDFC Deposits.

For over three and a half decades, HDFC has delivered consistent performance with its Fixed Deposits. We have earned the trust of more than 6 lac depositors.

HDFC has received AAA ratings for its deposits programme from two leading credit rating agencies (CRISIL and ICRA) for 23 consecutive years, thus building utmost trust and confidence amongst investors and key partners.

Enhanced customer satisfaction has always been at the core of all HDFC product offerings. HDFC Depositors are serviced through its network of 420 inter-connected offices spread across India with instant services provided at 77 deposit centres. HDFC has set high benchmarks of service delivery on a continuous basis by providing electronic payment facility for interest payment, instant loan against deposit and many more.

Deposits - Individual - Resident Indians

If you are a resident of India, you can choose from a wide range of deposit products with maturities ranging from 12 to 60 months at competitive rates of interest and with different features to suit the investment needs of individuals. Senior citizens, who are 60 years of age or older, are offered an additional 0.25% p.a. on all deposit products.

  • Provides you with regular monthly income.
  • Monthly interest is directly credited to your bank account through ECS.
  • Ideal for retired people, housewives and senior citizens.
  • Available in Fixed and Variable Interest Rates.
  • Provides you with regular periodic interest income, either on a quarterly or a half-yearly basis.
  • Interest is directly credited to your bank account through ECS.
  • Ideal to plan fund requirements at the end of each quarter/ half-year.
  • Available in Fixed and Variable Interest Rates.
  • Provides you with regular yearly interest income.
  • Interest is directly credited to your bank account through ECS.
  • Ideal option to maximise returns and plan for annual cash outflows.
  • Available in Fixed and Variable Interest Rates.
  • Provides you with a lump sum at the end of the deposit tenure.
  • Ideal option to accumulate funds for future requirements and to maximise returns.
  • Ideal for parents planning for their child’s higher education/ marriage.
  • Available in Fixed and Variable Interest Rates.
  • Highest safety - AAA rating from both CRISIL and ICRA for 23 consecutive years.
  • Impeccable service through a network of over 420 offices across the country.
  • Quick Loan Facility.
  • ECS Facility.
  • Interest Reset Date for Variable Rate Deposits.
  • Deduction of Income Tax At Source (TDS).
  • Premature Withdrawal.
  • Renewal and Repayment of Deposit.
  • Nomination Facility.
  • Know Your Customer (KYC) Compliance.

HDFC Sales is not an Investment Advisor and does not provide any investment or financial planning advice. The information provided on our website is for informational purposes only and it should not be considered as financial advice. Please consider your specific investment requirements before choosing any investment or designing a portfolio that suits your needs. The detailed terms and conditions as stipulated by the financial service providers for their respective products shall be applicable. You should read the same in detail before concluding any transaction.