Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
Customer Interaction to understand needs, finds solutions within the product range available
Calculation of Net Present Values of maturing assets using excel sheets or programs
Knowledge of basic legal documentation involved in an acquisition of a home
Knowledge of technical fundamentals involved in an acquisition of a home
Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
Sanctioning:- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
2 – 4 years
As per industry standard
Desired Candidate Profile:
Preferably an MBA in Finance
At least 1 year of relevant work experience in credit
Effective communication skills
Solution orientation, ability to work under time pressure
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Our Team Says
Don’t just take it from us; let our employees do the talking!
Dayanand Shevale, Area Manager,
“My tenure with HDFC Sales has been eventful and fulfilling. I was assigned the role of a ’Subject Matter Expert‘. Meanwhile, I was detected with a severe medical condition which impacted my personal and professional life for around a year. Due to the flexible working environment and extended support by my peers and manager, I was able to see through my situation.”
Varoon Joshua, Territory Manager,
“HDFC Sales is the first firm where I shifted my domain from HR to Sales & Marketing. The only experience that I brought to this job was people-management. My seniors were kind enough to give me the opportunity. As a Team Manager, I have learned a lot, built networks, grown from managing a team of 12 to now 48 people as an Assistant Sales Manager. 6 years on, I am still learning, building better relationships, understanding people and helping my team make the most of their experience with HDFC Sales.”